Fair & Responsible Lending Policy
Clear Cash Loans (a trading name of Really Simple PPC Ltd) is an online loan-matching service. We are not a lender, we do not make credit decisions, and we do not fund loans. However, we are committed to working with responsible panel partners who adhere to UK consumer credit law and FCA rules designed to protect consumers from unfair lending practices.
Find My Loan OptionsFair, Clear Loan Terms
Lenders on our panel are expected to give you clear, pre-contract information about interest rates, fees and the total amount repayable before you agree to anything, in line with FCA rules under the Consumer Credit Sourcebook (CONC) and the Consumer Credit Act 1974.
Your Credit File Rights
You have the right to see what's held on your credit file and to have inaccurate information corrected, under UK GDPR and the Data Protection Act 2018. You can contact the credit reference agencies — Experian, Equifax and TransUnion — directly to review your file.
Fair Treatment, No Discrimination
We expect lenders on our panel to assess applications fairly and without discrimination, in line with the Equality Act 2010 and the FCA's rules on the fair treatment of customers.
Fair Debt Collection
If a repayment is missed, lenders must follow FCA rules (under CONC) on how arrears, default and debt collection are handled — including treating you fairly and signposting free debt help where appropriate.
Implications of Late Payments & Non-Payment
If you accept a loan offer, it is important that you understand the financial implications of making a late payment or failing to pay entirely. Every lender sets its own policy on late fees, rollovers and default consequences. These consequences can include additional charges, debt collection involvement, and a negative impact on your credit score. We strongly advise you to read your lender's payment policies thoroughly before signing any loan agreement.