One simple application
Enter your information once and let us search our lender panel.
Short-term loans
A clearer way to find a loan
Search our panel of lenders with one simple application. See whether a lender may be able to help, with no obligation to accept an offer.
Loan amount
£100£5,000
Free to use · No obligation · Secure application
Clear Cash Loans is a credit broker, not a lender.
Free to use
Clear Cash Loans does not charge you to search our panel.
Secure process
Your information is submitted securely.
Multiple lenders
We work with a panel of lenders to search for a potential option.
One Application. Multiple Possibilities.
Instead of approaching lenders one at a time, complete one simple application and let Clear Cash search its lender panel for a potential option.
Applying lender-by-lender
- Multiple applications
- Search lenders individually
- Re-enter your information
- Compare options yourself
With Clear Cash
- One application
- Search our lender panel
- Enter your information once
- Review any option you're offered
How Clear Cash Works
Step 1
Tell us what you need
Choose how much you'd like to borrow and complete our simple online application.
Step 2
We search for a match
We'll securely share the relevant information with lenders in our panel to see whether an option may be available.
Step 3
Review your option
If you're matched, review the lender's rate, repayments and terms before deciding whether to proceed.
Why use Clear Cash?
No hidden fees or costs
Our loan-matching service is free to use.
High approval rate
We match people just like you to loans they need fast.
Options based on your circumstances
Any loan option you're shown will depend on your personal circumstances and the lender's criteria.
You're in control
There's no obligation to accept a loan offer you're shown.
Understand the cost before you accept
Before accepting a loan, make sure you understand the repayments, total cost of borrowing and the lender's terms.
Representative example
Your costs at a glance
- Amount borrowed
- £500
- Loan term
- 6 months
- Monthly repayment
- £106.79
- Total repayable
- £640.77
- Interest
- £140.77
- Interest rate
- 91% p.a. (fixed)
- Representative APR
- 91% APR
Rates between 9.3% APR and a maximum 1721% APR. Your no-obligation quote and APR will be based on your personal circumstances.
Less-than-perfect credit?
Having a poor credit history doesn't necessarily mean you won't be able to find an option. Lenders consider a range of information, including your current circumstances and ability to repay.
Find my loan optionsIs a short-term loan right for you?
Short-term borrowing can be expensive and isn't suitable for everyone. Before applying, consider whether you'll be able to comfortably make the repayments alongside your other regular commitments.
Short-term loans should not generally be used for:
- Paying off other debts
- Covering persistent financial shortfalls
- Borrowing more than you can comfortably repay
Questions, clearly answered
Frequently Asked Questions
Know what to expect from Clear Cash and any lender you may be matched with.
Read our responsible borrowing guidanceA short-term loan is credit that is usually repaid over a relatively brief period. It can be expensive and is generally intended for temporary borrowing needs, not as a long-term answer to ongoing money problems.
No. Clear Cash Loans is a credit broker, not a lender. We can pass your application to participating lenders, but we do not approve credit, set your rate or transfer funds.
Clear Cash does not charge applicants a broker fee for using its loan-matching service. A lender may charge interest and other amounts described in its credit agreement, which you should review carefully before accepting.
Credit-search arrangements have not yet been confirmed for this service. Before continuing, you should be told what type of search may be carried out and how it may affect your credit file.
The current application journey allows requests between £100 and £5,000. The amount a lender may offer depends on its criteria, its affordability assessment and your circumstances. You may be offered less than you request or no loan at all.
Timing varies by lender, the checks it needs to complete and your bank. If a lender approves your application and you accept, it should explain the expected transfer timing. Clear Cash does not transfer the funds.
You may apply, but acceptance is not guaranteed. Each lender uses its own eligibility, creditworthiness and affordability criteria. Previous credit difficulties may affect whether you receive an offer and the terms available.
Contact your lender as soon as possible. Missing a repayment may lead to additional consequences and could affect your credit file. Free support is also available from MoneyHelper, StepChange and National Debtline.
Ready to see whether we can find an option?
Loan amount
£100£5,000
Free to use · No obligation · Secure application
Clear Cash Loans is a credit broker, not a lender.